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Savings Products

Regular Passbook Savings - our Most popular account!
  • $100.00 minimum
  • All transactions are posted to your personal passbook
  • Interest compounded quarterly
  • Unlimited deposits and withdrawals (except automatic withdrawals)
  • No monthly service fee on balances of $100.00 or more
  • Monthly service fee of $2.00 if the daily balance falls below $100.00
  • Minimum balance requirement and service fees are waived for account holders 17 or younger - great to help grandchildren begin to save.
Premium (Tiered) Passbook Savings
  • $100.00 minimum
  • Interest compounded quarterly on balances of $1,000.00 or more
  • Unlimited deposits and withdrawals (except automatic withdrawals)
  • No monthly service fee on balances of $1,000.00 or more
  • Monthly service fee of $2.00 if the daily balance falls below $1,000.00
  • No interest is paid on balances less than $1,000.00
Passcard Savings (Statement Savings)
  • $100.00 minimum
  • Interest compounded monthly
  • Unlimited deposits and withdrawals (except automatic withdrawals)
  • FREE VISA Gold Check card
  • Minimum balance requirements and service fees are waived for account holders 17 or younger
  • Monthly statement shows account activity
Certificates of Deposits
  • Always Competitive rates
  • Interest compounds quarterly
  • 1,3,6, 12, 18, 24, 36 and 48 month, $100.00 minimum
  • Penalty for early withdrawal
Individual Retirement Accounts - save for retirement with an IRA
  • Tax deferred
  • Certificate of Deposits - terms from 182 days to 18 months
  • Always Competitive rates
  • Minimum to open $100.00
  • Additions of $20.00 acceptable anytime without extending the maturity date

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